“The First Responders” Episode 4 Solves A Disheartening Case of Insurance Fraud

A saddening ploy of risking a child’s life for money takes the bulk of the story in episode 4 of The First Responders.

Discovering an unimaginable act, a parent can do to her child; this episode highlights child abuse and insurance fraud.

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Episode Recaps: 01| 02| 03

The First Responders


The First Responders Episode 4 Highlights

Summoned for joint operation, Ho-gae, Do-jin and Seol tackle a case of hit and run where the victim is a young girl.

Performing a risky procedure, Seol saves the victim en route to the hospital’s emergency room.

Meanwhile, Ho-gae and Do-jin find the culprit trying to commit suicide in the underground basement of a mall.

Disappointingly, the x-ray results of the victim reveal strange injuries on different parts of her body. From there, Ho-gae draws the crime has traces of insurance fraud picking up from Seol’s lead of how the injuries are small when typical abuse can go big.

Going through the scenarios of his case, Ho-gae and Team Detective invited the culprit and the victim’s mother to separate probing. It turns out that the hit-and-runner and the mother of the victim had an affair. Sadly, because of money they also purposely inflicted injuries on the child.

From the video footage he got from a delivery man’s body camera, Ho-gae realized the disheartening picture of what happened.

The First Responders


“That woman made me do it.”

Making each of them think they got betrayed by each other, the hit-and-runner confessed that it was the mother who planned the whole scheme. Accidentally realizing she can get money when her daughter had an insurance claim before, she starts buying more and proceeds with her evil plan to milk money using her child’s body.

On the day, the mother planned to injure her daughter’s ankle, but it didn’t go successfully the first time. So, they tried it again, but her daughter, trying to please her mother got up and go straight to the raging car, leading to the unexpected impact.

Seeing the mother and her lover still remorseless, Ho-gae vows to send the two to prison.

The First Responders


The First Responders Episode 4 Musings

What another interesting episode for The First Responders. The series has really this habit of tweaking normal crimes to an engrossing narrative to watch.

Insurance fraud is a widely-known concern, and how it was layered into the story for this episode is just amazing. Especially the part when the merciless transgressors still showed how desensitized they can get in front of money.

It emphasizes the harrowing truth of how even family can hurt you because of money. The picture presented in this episode affirms the unkind extent that could happen when people succumb to greed.

Meanwhile, Ho-gae’s enemy is making a move to bring him harm. Would he be able to escape the looming danger ahead of him?

Be enthralled at how the police and firefighter cooperate to save lives in dire situations in The First Responders on SBS every Saturday. International fans can watch it on Disney+!


Photos: SBS Drama

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